Long Term Care

Long Term Care Insurance

You already protect yourself from the risk of an auto accident or damage to your home. And you may even protect your family from the risk that you die prematurely or suffer a disability. But do you have a plan in place to protect you and your family from the most likely occurrence of all: the risk of needing long-term care?

Maybe you’ve had a personal experience with caring for a loved one. Or perhaps a financial advisor has recommended at one point or another that you look into protection for long-term care. Long-term care insurance helps pay for the cost of home care, assisted living, or even a nursing home if necessary. It can lift the burden from your family, as well as protect your retirement portfolio.

The cost of long-term care is considered to be one of the most crucial financial issues facing Americans today. A long-term care plan is a powerful alternative to paying for the high cost of care from your savings, and can also help you remain in your home with dignity and independence.

We can help you evaluate if this important coverage is right for you.

Long-Term Care Insurance Plans for Business

If you own or run a small business, it may make sense to investigate offering long-term care insurance as a benefit to your key employees. Long-term care continues to be one of the most expensive issues for American businesses in lost productivity or lost wages for employees. Small business owners know that it is crucial to provide competitive benefit packages and executive perks. Offering long-term care insurance is one of the best new ways to retain key employees, remain competitive, and reap potential tax advantages.

Call or Email us for a free consultation on this important area. We have access to great prototype plans. We also offer a wide range of funding alternatives.

Privacy Notice
Our Commitment To Privacy
Your privacy is important to us. To better protect your privacy we provide this notice explaining our online information practices and the choices you can make about the way your information is collected and used. To make this notice easy to find, we make it available on our homepage and at every point where personally identifiable information may be requested.
The Information We Collect:
This notice applies to all information collected or submitted on the Tri-State Life Insurance Planning Agency website. On some pages, you can request a quote, make an appointment, or inquire about our services. The types of personal information collected at these pages are:
Name
Email address
Phone number
Comments
The Way We Use Information:
This site is owned and maintained solely by the Tri-State Life Insurance Planning Agency. The confidentiality of information received either through inquiry or quote request is strictly preserved; as does your physician with your medical information. The privacy of information received is strictly protected. Tri-State Life Insurance guards the confidential and personal information entrusted to us and we do not share, sell or exchange information with any other source or individual(s). Your satisfaction and trust is our goal.
Our Commitment To Data Security
To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online.
How To Contact Us
Should you have other questions or concerns about these privacy policies, please call us at 516-224-4440 or send us an email at contact@tristatelifeinsurance.com.

Health Insurance Carrier List

Health Insurance
Aetna • Atantis Heath Plan • Cigna • Emblem health • GHI • Health Net Inc. • Health Advocate Inc. • HealthPass • HIP • Health Alliance • IRBA Plans • Oxford Health Plans • Perfect Health • United Health Care.

Partial Insurance Carrier List

Individual Disability
Berkshire • Principle • Mass Mutual • Union Central • Security Mututal Life Insurance of New York
Individual Long Term Care
Security Mutual Life Insurance of New York • Assurant • John Hancock Life • MedAmerica Insurance Company • MetLife • Prudential • Allianz
Individual Life
Security Mutual Life Insurance of New York • MetLife • Mass Mutual• William Penn Life • Banner Life Insurance Company • John Hancock • Bankers Life of New York • Jefferson Pilot Life • AIG • Prudential
Group Life • Group Disability
Aetna • Assurant Life • Guardian • Hartford • Jefferson Pilot • MetLife • Prudential • ING • Security Mutual Life Insurance of New York • SunLife • Unum • AIG • Cigna • Principal
Vision
1st Rehab • First Ameritas • Guardian • Davis Vision• Spectera • US Life Principle • VSP
Group Long Term Care
Aetna • Security Mutual Life Insurance of New York • Unum • Prudential
Dental
MetLife • Cigna • Delta Dental

Securities
First Clearing• Wells Fargo